Meet Mary Benton | Retirement Adviser, Plan4wealth Pakenham

Meet Mary · Pakenham

Hi, I'm Mary Benton.

I started Plan4wealth to do financial planning the way I always believed it should be done — one person at a time. Here's how I got here, and how I can help you.

Mary Benton, Financial Adviser at Plan4wealth

A bit about me

How I got here

I've loved numbers since I was tiny. Where other people light up at colour, or music, or have a lovely way with words, for me it was always numbers — they made sense, they had answers, and they told me the truth.

At school I assumed I'd become a maths teacher. What I really loved wasn't standing at the front of the class so much as helping the people around me understand — listening, quietly rearranging an idea in my own head until it clicked, then asking the question that made it land for someone else too. (For the record, I wasn't the class geek — somehow I was one of the cool kids.)

Then, at sixteen, a careers counsellor asked what I wanted to do. “A maths teacher,” I said. “You could,” he replied, “but why not become an accountant? Same numbers, twice the pay.” “What's one of those?” I asked. And that was that.

I qualified as a Chartered Accountant in England, where I worked with Grant Thornton, and loved every minute — accounting is a door into almost any business or industry there is. Then, keeping a childhood promise to my best friend, I emigrated to Australia, took a job with PwC, and re-sat my exams so I'd be qualified here too. I'm now a Chartered Accountant in both countries — qualifications that were hard-won, which is why I still hold them dear, even though I've never worked in my own accounting practice. What that background really gave me was an eye for what's actually going on inside a set of numbers, and a love of the detective work of finding the solution.

The turning point came almost by accident. As a high earner, my bank offered me a complimentary “financial planning” meeting — twice — and both times it was simply someone trying to sell me a product. I came away thinking, surely that isn't what financial planning is meant to be. Around the same time I was studying applied finance and investment, and I picked up a financial planning elective almost on a whim. Reading it, a rocket went off in my head. This was it: working out exactly where a person is today, where they want to get to, how long we have and what we've got to work with — and then the simplest, surest way to get them there. And, just as importantly, being honest when the destination needs to change.

I completed all my financial planning studies in my own time, on top of a very demanding job, then left a secure but stifling role in local government — where I had no real autonomy to make a difference — to do this properly. I opened my own practice with a simple idea: change the world one person at a time.

In the early days, advisers were trained to look only at superannuation. But over time I saw who was being left out: retirees. People who'd worked hard their whole lives, finally reached retirement, and had no-one to help them navigate it. Australia is only now waking up to that gap. They became my life's work.

I adore what I do, because it changes lives and gives confidence back to people who deserve it. I treat every client as if they were my own family. Some stay with me for the rest of their lives; occasionally the right thing is to point someone in a completely different direction — but no-one who picks up the phone to me ever leaves without knowing their next step. No two people are ever the same, and honestly, it feeds my soul. I intend to keep doing it until the day I close the doors — which, all being well, will be a very long time from now.

Where to find us: we're in Longwarry while our new Pakenham home and office is built — we'll be settled there by late 2026. Wherever the desk is, most of what we do happens by phone, video or email, whatever suits you best.

Qualifications & licensing

Experience you can lean on

CAChartered Accountant (non-practising)
40+years in financial services
CountAuthorised Representative · AFSL 227232
5.0★from 40+ Google reviews

How I help

Your retirement, your decisions

My job is simple to describe: cut through the financial noise, take on the worry and the paperwork, and help you feel calm and confident about your money — so you're free to enjoy the retirement you've pictured. You're the one living it; I'm just the person in your corner, making sure the numbers keep up.

Let's have a chat

Book a complimentary, no-obligation 15-minute phone chat. We'll talk through where you're up to, what you'd like retirement to look like, and how I can help. We'll quote any fees up front, so you know exactly where you stand. (It's general information, not personal advice.)

Book your chat

Or call us on (03) 5941 5955 · Mon–Thu, 8:30am–5:00pm