At retirement · Pakenham
The day you retire, handled.
Retiring isn't one decision — it's a handful of moving parts that all land at once: turning your super into an income, claiming what you're entitled to, and getting your affairs in order. We walk you through each step, in the right order, and take the paperwork off your hands.
Sound familiar?
The questions we hear at this stage
“When do I actually press go?”
The number stacks up on paper, but committing to the date feels like a leap. We help you take it with confidence.
“How does my super become an income?”
Going from a balance to a regular payment is the part people find most unfamiliar. It's the part we set up for you.
“Am I entitled to the Age Pension?”
Maybe more than you think — and the rules are fiddly. We work it out and deal with Centrelink for you.
How we help
The steps we take together
We walk you through each one in the right order — and the paperwork's on us.
Make the most of super, while you can
The run-up is full of once-only moves — final contributions, reshaping what's inside your super, deciding how much shifts into the tax-free retirement phase. Done in the right order, they pay off for years.
Set up your retirement income
Turning your super into a steady, reliable income — with a cash reserve to draw from, so a wobbly market never dictates your pay.
Choose how it's invested
Settling how your money's invested for the years ahead, sense-checking how much risk feels right now you're living off it, and weighing options like annuities and lifetime, index-linked income.
Claim your Age Pension
Working out what you're entitled to and dealing with Centrelink for you — the part that trips most people up.
Structure for your entitlements
Sometimes a little reshuffling — between you and your spouse, or across the right structures — can lift what you're entitled to. We look for it before you claim.
Get your affairs in order
Super nominations, your will and Powers of Attorney, reviewed at the milestone where they matter most.
Ready to make the move?
Book a complimentary, no-obligation 15-minute phone chat and we'll talk through where you're up to and what your first steps look like. We'll quote any fees up front, so you know exactly where you stand. (It's general information, not personal advice.)
Book your chatOr call us on (03) 5941 5955 · Mon–Thu, 8:30am–5:00pm
Recommended to lots of friends who have all been equally impressed with the knowledge and personal attention they have received.
Well done to you all and thanks again
Mary and Aiza are amazing with fantastic financial guidance, thanks to them I’m living my best life,
Thank you very much